Free Invoice Generator for Small Business

Create professional invoices and download as PDF — no signup, no watermarks. Add your logo, set payment terms, and email directly to clients.

Your Business

Logo
Drag & drop logo or click to upload
PNG, JPG, SVG · Max 500KB

× Remove logo

Business name
Address
Email
Phone

Bill To

Client name
Address
Email

Invoice Details

Invoice number
Invoice date
Due date
Payment terms
Net 30
Net 15
Net 60
Due on receipt

Line Items

Description
Qty
Rate

×

• Add line item

Additional
Tax rate (%)
Discount
$%

Notes / payment instructions

Download PDF
Send to Client

Your Business

Invoice

INV-001
Aug 8, 2026 · Net 30

Bill To

Client Name

Due Date

Sep 7, 2026

Subtotal
$0.00

Total Due
$0.00

How to Create a Free Invoice

1. Enter your business details
   Add your company name, address, and logo. This information appears at the top of your invoice.
2. Add client information
   Enter your client's name, email, and billing address.
3. Add line items
   Describe each product or service, set quantities and rates. Tax calculations are automatic.
4. Set payment terms
   Choose your due date, add notes, and select your preferred payment method.
5. Download or email your invoice
   Export as a professional PDF instantly. Enter your email to save a copy for your records.

Why Use Holdings' Invoice Generator?

Completely free

No trials, no premium tiers, no watermarks. Generate unlimited invoices at zero cost.

No signup required

Start creating invoices immediately. No account needed — just open the tool and go.

Professional PDF export

Download clean, print-ready invoices that look great on any device.

Auto tax calculations

Set your tax rate once. Subtotals, tax amounts, and grand totals update automatically.

Better than bank-specific invoice tools

Unlike Mercury, Relay, or other bank invoice features that require an account, Holdings' invoice generator is completely free — no banking relationship needed. Use it alongside any bank.

Email invoices directly to clients

Send professional invoices straight to your client's inbox with one click. Every invoice builds your brand — sent from your business name via Holdings.

Get paid, not just invoiced

This makes the invoice. A free Holdings account sends it with a built-in card payment link and books the payment automatically the moment it lands.

Frequently Asked Questions

How do I actually get paid from an invoice I create here?
This generator produces the document. To collect the money, a free Holdings account sends invoices with a card payment link and records the payment in your books automatically when the client pays.

Is this invoice generator really free?
Yes — completely free with no limits. No signup, no watermarks, no hidden charges. Generate as many invoices as you need.

Can I add my company logo to invoices?
Yes. Upload your logo in the business details section and it will appear on every invoice you create.

What format are the invoices?
Invoices are exported as professional PDF files that you can print, email, or save to your records.

Do I need to create an account?
No. The invoice generator works entirely in your browser with no account or signup required.

How does this compare to Mercury's invoice generator?
Mercury's invoicing requires a Mercury bank account. Holdings' invoice generator is free for everyone — no banking relationship, no signup, no watermarks. Create professional invoices and download as PDF instantly, whether you bank with us or not.

What's the best free invoice generator for contractors?
Holdings' invoice generator is built for contractors — add line items for labor and materials, set payment terms like Net 30, and download a professional PDF. Upload your logo for branded invoices. No signup needed.

Can I use this invoice generator for my small business?
Yes — it's designed for small businesses, freelancers, nonprofits, and contractors. Add your logo, set tax rates, choose discount types ($ or %), and create unlimited invoices for free.

Is there an invoice app that doesn't require signup?
Yes. Holdings' invoice generator works entirely in your browser with no signup needed. Create, preview, and download invoices instantly. You can even email invoices directly to clients.

Can I email invoices directly to my clients?
Yes. Click 'Send to Client' and the invoice PDF is emailed directly to your client from your business name. No copy-paste, no attachments — one click and it's in their inbox.