# Holdings for Startups

Your investors want clean books. Your customers want invoices. Your runway needs 1.75% APY.

Holdings gives you free business banking, full accounting, and invoicing — in one place. No stacking Mercury + QuickBooks + Stripe + a bookkeeper. Just one tool that does the finance side.

Free to start · No monthly fee · FDIC insured to $3M · 1,000+ businesses

## Available Balance

- **$48,250.00**
  - +3 invoices paid this week
  - **Operating**: $31,400.00
  - **Tax reserve**: $11,850.00
  - **Profit**: $5,000.00
  
Free invoicing · accounting $25/mo

## You're building the product. Not running an accounting firm.

Early-stage founders spend too much time stitching together banking, accounting, payroll exports, and investor reports. Every tool talks to every other tool — until it doesn't. Holdings cuts the stack in half.

## The financial stack for pre-seed to Series A.

### Free business checking — 1.75% APY

Every dollar in your account earns interest. No minimums, no monthly fees, no wire fees. FDIC insured to $3M. Your runway earns while you build.

### Full accounting from $25/mo

Real double-entry accounting connected to your bank. Transactions categorize automatically. P&L and Balance Sheet always current. Export to QuickBooks, Xero, or CSV for your investors.

### Invoices + payment links

Bill customers, collect revenue, track receivables — without a separate invoicing tool. Payment links mean clients pay by card in 90 seconds.

### Visa debit + sub-accounts

Separate operating funds from payroll reserves, marketing budgets, or tax set-asides. One account, organized.

### Export-ready for investors

Clean P&L, Balance Sheet, and transaction history available any time. When your investor asks for financials, you send a PDF in 5 minutes.

## Frequently asked questions

Does Holdings integrate with Stripe or Shopify for revenue tracking?

Can I give my accountant or CFO access?

Is Holdings right for a VC-backed company?

## Focus on product. We'll handle the finance side.

## What Our Customers Say

I had a fantastic onboarding experience with Holdings. The process was smooth, and their team was incredibly helpful every step of the way. Customer service was top notch.

— Verified Trustpilot Review

Jul 2025

We've been using Holdings to save our LLCs extra cash and earn interest for about a year now. Everything has been great including the customer service.

— Paul

Nov 2024

Your well-designed mobile app allows for easy navigation and information input made the process much smoother. Clear instructions and guidance was a plus.

— Verified Trustpilot Review

May 2025

### Don't pick a bank blindly

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