# Invoices sent. Books current.

Free unlimited invoicing for law firms, consulting firms, and agencies — draft and chase from Claude or ChatGPT via MCP. Per-engagement P&L, client fund tracking, and multi-entity accounting for $25/mo. On top of whichever bank you use.

## Holdings Dashboard

Total Balance

$485,210.00

↑ 9.4% from last month

By Fund

- **Operating**: $185,210.00
- **Client Trust Fund**: $245,000.00
- **Tax Reserve**: $55,000.00

## Per-engagement profitability. No spreadsheet required.

Tools and accounting designed for how firms actually operate

### Client Fund Separation

Track client retainers and trust funds as their own funds inside your books — not as bank sub-accounts. Clear audit trails for every dollar.

### Multi-Entity Management

Manage multiple entities, partners, or practice areas from one dashboard. Generate per-entity financials with one click.

### Partner & Staff Access

Give partners full visibility, associates limited access, and admin staff transaction-level permissions. Everyone sees what they need.

## How it works

Get set up in minutes, not weeks

### Step 1: Open your firm account

Sign up with your EIN. No branch visits, no minimum deposits. Your account is ready in minutes.

- **Account Setup**  
  Firm name + EIN  
  Managing partner verification  
  Initial deposit (optional)  
  ✓ Account approved — ready in 2 minutes

### Step 2: Set up client and entity funds

Create fund tracking inside the books for client trust funds, partner distributions, tax reserves, and per-entity operations — no separate spreadsheets, no bank sub-account juggling.

### Step 3: Track revenue and expenses by entity

Client payments and expenses auto-categorize by entity. See profitability per practice area or per partner.

Recent Transactions

- **Anderson Corp** — Retainer Q1 +$45,000
- **Client Revenue**
- **Westlaw** — Research subscription -$850.00
- **Professional Tools**
- **Office lease** — March -$4,200.00
- **Facilities**

### Step 4: Generate compliance-ready reports

Pull per-entity P&L, trust account reconciliation, and partner distribution reports. Export for auditors or regulatory review.

Profit & Loss

- **Revenue**: $485,000.00  
- **Expenses**: -$312,400.00  
- **Net Income**: $172,600.00

## What you get

Agentic invoicing (the wedge), multi-entity accounting, and connected business banking — one platform, one login

### Invoicing

- Free invoicing built for engagements and retainers
  - Unlimited invoices, quotes, and payment links — no monthly fee
  - Draft retainer bills and project invoices from Claude, ChatGPT, or Cursor via MCP
  - Per-entity billing profiles and branding
  - Card + ACH payment links on every invoice (Stripe, ~3% + $0.30)
  - Auto-reconciled to the right entity's books when payment lands

### Accounting

- Bookkeeping that runs itself
  - Per-entity P&L, Balance Sheet, and General Ledger
  - Client trust fund reconciliation and audit trails
  - Track partner distributions and equity
  - Connect external accounts for a complete picture
  - Export to QuickBooks, Xero, or CSV for compliance

### Connected Banking

- A bank account that lives in your books
  - Free business checking — no monthly fee
  - FDIC insured up to $3M via i3 Bank + program-bank network
  - 1.75% APY on operating cash, retainers, and trust reserves
  - Free domestic ACH, wires, bill pay, and staff cards with spend controls

### Frequently asked questions

1. **How many entities can I manage in one Holdings account?**  
   - There's no limit. Create separate books for each entity, practice area, or partner — all managed from one dashboard, each with its own invoicing and P&L.

2. **Can I separate client or investor funds from operating?**  
   - Yes. Holdings' accounting tracks client trust funds and retainers as their own funds inside your books, with full audit trails and reconciliation reports — no separate spreadsheet, no bank-side sub-account juggling.

3. **How does Holdings help with client fund compliance?**  
   - Every client fund maintains a complete transaction history and reconciliation report inside your books. Export compliance-ready reports for regulators or auditors on demand.

4. **Can my team access the platform with different permission levels?**  
   - Yes. Partners get full access, associates can view their clients, and admin staff get transaction-level permissions. You control who sees what.

5. **Is there a fee for additional entities or funds?**  
   - No. Unlimited entities, unlimited fund tracking, no additional charges. Invoicing is free — no monthly fee. Full accounting is $25/mo per entity, or send invoices for as many entities as you want at no cost.

6. **Does Holdings work with my current bank?**  
   - Yes. Holdings sits on top of whichever bank your firm already uses. Connect via Plaid and every transaction is pulled into your books, categorized to the right entity or client fund, and reconciled without CSV imports.

7. **What reports can I generate across entities?**  
   - Per-entity P&L, consolidated Balance Sheet, trust account reconciliation, and partner distribution reports. All exportable to CSV or PDF.