Nonprofit Accounting & Invoicing Software | Holdings
For Mission-Driven Organizations
Manage your holdings.Not for profit. For purpose.
Whether you're the volunteer treasurer or the founder doing it all, Holdings gives you agentic invoicing that chases grants and program billing on its own, accounting software that speaks nonprofit — Statement of Activities, Net Assets, by-fund balances — and free business banking via i3 Bank (Member FDIC, coverage to $3M). Bring your existing bank via Plaid or use Holdings' — either way, everything writes to the same books.
Free invoicing, quotes & a free verified profile for 501(c)(3)s. Accounting software for $25/mo — less than a tank of gas.
SA
KJ
TR
MN
Join 300+ nonprofits managing finances simply
Free invoicing for nonprofits · Connected banking via i3 Bank, FDIC to $3M · Full accounting from $25/mo
Holdings Dashboard
Total Balance
$312,845.00
↑ 6.8% from last month
By Fund
Operating
$142,300.00
Youth Program
$98,545.00
Capital Campaign
$72,000.00
Every program separated. Books that stay current. Less time on the money.
You didn't volunteer to become an accountant. Holdings tracks each program in its own fund inside the books, in nonprofit language — without the late nights.
Every fund tracked in the books
Restricted grants, designated gifts, and unrestricted operating funds coded to their own fund from the day money lands — no spreadsheet gymnastics.
Books that speak nonprofit
Real double-entry accounting that uses your language: Statement of Activities, Statement of Financial Position, and Net Assets — not for-profit jargon.
Agentic invoicing for grants and programs
Let Claude, ChatGPT, or Cursor draft grant reimbursement invoices, chase program billing, and reconcile payments in your books — for free.
How it works
Get set up in minutes, not weeks
Step 1
Open your nonprofit account
Sign up with your EIN and 501(c)(3) status. No branch visits, no minimum deposits. Your account is ready in minutes.
Account Setup
Organization name + EIN
Authorized officer verification
501(c)(3) confirmation
✓ Account approved — ready in 2 minutes
Step 2
Set up funds in the books
Create a fund for each program, campaign, and operating reserve. Every transaction gets coded to its fund on the way in — by-fund balances stay current on your Statement of Activities.
By Fund
Operating
$142,300.00
Youth Program
$98,545.00
Capital Campaign
$72,000.00
Step 3
Turn on accounting software
Enable accounting and your books use nonprofit conventions automatically. Transactions are auto-categorized and kept current — you review and approve.
Recent Transactions
Foundation grant deposit+$25,000
Grants & Contributions
Program services revenue+$8,420
Program Revenue
Program supplies — Youth-$1,240.00
Program Expense
Step 4
Share clean books with your CPA
Your Statement of Activities and Statement of Financial Position are named and structured the way your board and auditor expect. Export to QuickBooks, Xero, or CSV at year-end.
Statement of Activities
Revenue & support$412,000.00
Program & operating expenses-$298,500.00
Change in net assets$113,500.00
What you get
Agentic invoicing (the wedge), nonprofit accounting, and connected business banking — one platform, one login
Invoicing
- Unlimited invoices, quotes, and payment links — no monthly fee
- Draft, send, and chase from Claude, ChatGPT, or Cursor via MCP
- Card + ACH payment links on every invoice (Stripe, ~3% + $0.30)
- Auto-reconciled to your books when payment lands
- Custom branding for donation and program billing pages
- Works on top of whichever bank your nonprofit already uses
Accounting
- Real double-entry accounting — correct, immutable, audit-grade
- Statement of Activities, Statement of Financial Position, and Net Assets
- Auto-categorization that keeps your books up to date
- Connect external accounts for a complete picture
- Export to QuickBooks, Xero, or CSV for your CPA
- Send invoices and quotes that match your books
Connected Banking
- Free business checking — no monthly fee
- FDIC insured up to $3M via i3 Bank + program-bank network
- 1.75% APY on every dollar — grants, reserves, operating cash
- Free domestic ACH, wires, and debit cards for staff
- Deposits auto-reconcile to the right fund the moment they clear
- Or connect your existing bank via Plaid — either way, everything writes to the same books
Now live
Accept donations. Track every donor. Automatically.
Holdings Giving is built right into your account. Create a branded donation page in minutes — every gift lands in your donor database without any manual work.
Branded donation pages
Create campaign-specific pages with unique links and downloadable QR codes for events, bulletins, email campaigns, and your website.
Automatic donor database
Every gift — online or manually entered — populates your donor records instantly. No spreadsheet. No manual entry. Always current.
Donor-covered fees + 2.5% nonprofit rate
Donors can opt to cover the processing fee so 100% of their intended gift reaches your cause. Apply for the reduced 2.5% + $0.30 nonprofit rate in your dashboard.
Built for nonprofits
Reports your board and auditor expect
Every other tool makes you translate your nonprofit into for-profit language. Holdings speaks your language from day one — your reports are named and structured the way nonprofits actually use them.
| Typical accounting tool | In Holdings |
|---|---|
| Profit & Loss | Statement of Activities |
| Balance Sheet | Statement of Financial Position |
| Equity | Net Assets |
| Taxes line item | Removed — nonprofits don't pay income tax |
Your statements follow nonprofit accounting conventions — no renaming, no restructuring before every board meeting. Every dollar tracked by fund from the day it lands.
Get the Nonprofit Banking Checklist
The 5-step checklist for switching your nonprofit to a modern bank. What to look for, what to avoid, and how to make the move without disrupting operations.
Trusted by nonprofits everywhere
300+
Nonprofits on Holdings
$0
Invoicing, no monthly fee
$25/mo
Full nonprofit accounting
“This transition will support our mission by streamlining how we manage donor contributions and program impact — helping us better serve cancer patients in need.”
PB
Phil Brown
CEO, Needs Beyond Medicine
Why Nonprofits Choose Holdings for Invoicing & Bookkeeping
Managing a nonprofit's finances is fundamentally different from running a business. You're accountable to donors, grantmakers, and the IRS — not just a bottom line. Every dollar must be tracked by purpose: restricted grants go to restricted programs, designated gifts stay designated, and unrestricted funds cover operations. Holdings was built to solve this. Fund tracking lives inside your books — restricted grants, designated gifts, and unrestricted operating funds are tracked by purpose from the day the money lands.
Invoicing That Handles Itself
Most nonprofits chase grant reimbursements, program service invoices, and event billing by hand — Holdings' agentic invoicing lets Claude, ChatGPT, or Cursor draft, send, and chase invoices for you. Your books update automatically when payment lands. Free, with no monthly fee for invoicing.
Full Accounting From $25/mo — On Top of Your Bank
Holdings connects to whichever bank your nonprofit already uses. Add accounting for $25/mo and every transaction auto-categorizes to your chart of accounts — restricted grants coded to their fund from day one, unrestricted operating funds tracked separately, and your Statement of Activities staying current without a weekend of data entry.
Books Your CPA Will Recognize
Annual audits and Form 990 prep consume weeks of staff time at most nonprofits. Holdings' accounting software keeps real double-entry books — your Statement of Activities, Statement of Financial Position, and Net Assets, with transactions auto-categorized and current — then exports to QuickBooks, Xero, or CSV so your CPA has everything they need at year-end. No more rebuilding the books before every audit.
Team Access Controls
Nonprofit governance requires transparency without oversharing. Holdings lets you invite teammates as admins with full data and tool access. The owner keeps billing and team management.
Software your AI can talk to
Holdings ships an MCP server, so any modern AI — Claude, ChatGPT, Cursor — can operate your invoicing directly. “Draft a $12,000 grant reimbursement invoice for the youth program to the foundation and email it Monday.” Handled. No spreadsheets, no context switching, no manual entry. The books stay current as payments land.
Whether you're a small 501(c)(3) just getting started or a large charitable organization managing millions in grants, Holdings gives you the invoicing and accounting infrastructure your mission deserves.
Why we built this
We started Holdings because the people doing the most good — the rescues, the food banks, the ones filling cracks no one else will — were stuck with finance built for someone else. So we built it for them. The accounting, the banking, the busywork — handled, so they can get back to what they’re actually here to do.
Frequently asked questions
Is Holdings designed specifically for nonprofits?
Holdings works for any organization, and we build with nonprofits in mind. You get real double-entry accounting software that uses nonprofit statement names, agentic invoicing that lets Claude or ChatGPT draft and chase grant reimbursement invoices and program billing, and a free verified 501(c)(3) profile.
I'm a volunteer treasurer, not an accountant. Can I actually use this?
Yes — that's exactly who we built it for. Holdings' accounting software suggests categories automatically and keeps your books current, so you review and approve instead of building everything by hand. No accounting degree required, and far fewer ways to make a mistake than a spreadsheet.
What nonprofit statements does the accounting software produce?
When your organization is set up as a nonprofit, your books use nonprofit conventions: your Profit & Loss becomes a Statement of Activities, your Balance Sheet becomes a Statement of Financial Position, and Equity becomes Net Assets. You can export to QuickBooks, Xero, or CSV for your CPA.
Can I organize money by program or fund?
Yes. Holdings' accounting layer tracks funds inside the books — restricted grants, designated gifts, and unrestricted operating funds are each coded to their own fund from the day the money lands, so you can see by-fund balances on your Statement of Activities without exporting to a spreadsheet.
Can I collect donations through Holdings?
Yes. Holdings Giving lets you create branded donation pages with unique links and QR codes in minutes — every gift lands in your donor database automatically. Donors can cover the processing fee so 100% of the intended gift reaches your cause.
How much does Holdings cost for nonprofits?
Invoicing, quotes, payment links, and donation pages are free — no monthly fee. Accounting software is $25/mo ($240/yr billed annually) — less than a tank of gas a month. Verified 501(c)(3)s also get a free public profile, verified badge, and directory listing.
Does Holdings work with my current bank?
Yes. Holdings sits on top of whichever bank your organization already uses. Connect via Plaid and every transaction is pulled into your books, auto-categorized by fund, and reconciled without CSV imports. Keep your bank exactly where it is.
Can multiple team members access the accounts?
Yes. Invite teammates as admins with full data and tool access. The owner keeps billing and team management.