# You didn't get into ministry to do bookkeeping.

Sunday's offering shouldn't become Monday's spreadsheet. Track tithes, the building fund, and mission budgets each as their own fund inside the books, in nonprofit language, and walk into the elder meeting ready — without a single late night.*

Free invoicing + a free verified public profile for 501(c)(3) churches. Accounting software for $25/mo — less than a tank of gas.

Join 200+ churches managing finances simply

Free invoicing for churches · Connected banking via i3 Bank, FDIC to $3M · Full accounting from $25/mo

## Manage your ministry's money in one place.

Whether you're a bivocational pastor squeezing the books in between sermons and a day job, or the volunteer treasurer everyone counts on — the finances shouldn't keep you up at night.

### A fund for every purpose

Tithes, building fund, missions, youth ministry — each tracked as its own fund inside the books, so you always know what's where.

### Books that speak your language

Real double-entry accounting with nonprofit statements, auto-categorized and current. Elder-meeting prep goes from hours to minutes.

### Export-ready for your auditor

Statement of Activities, Statement of Financial Position, and clean exports to QuickBooks, Xero, or CSV — ready when your CPA is.

## How it works

Get set up in minutes, not weeks

### Step 1

#### Open your church account

Sign up with your church's EIN. No branch visits, no minimum deposits. Your account is ready in minutes.

- Account Setup
- Church name + EIN
- Authorized officer verification
- Initial deposit (optional)
- ✓ Account approved — ready in 2 minutes

### Step 2

#### Set up funds in the books

Create fund tracking inside the books for general fund, building fund, missions, youth ministry, and any designated giving category — each with its own balance on your Statement of Activities.

### Step 3

#### Track tithes and expenses

Every deposit and expense is automatically categorized. See exactly where your church's money is going in real time.

Recent Transactions
- Sunday Tithes — March 10+$8,240
- Church Mutual — Insurance-$1,200.00
- Missions International-$2,500.00

### Step 4

#### Run reports for elder meetings

Pull your Statement of Activities and Statement of Financial Position in nonprofit format. Export to QuickBooks, Xero, or CSV for audits or share with your board.

Profit & Loss
- Revenue: $32,960.00
- Expenses: -$18,740.50
- Net Income: $14,219.50

## What you get

Agentic invoicing (the wedge), church accounting, and connected business banking — one platform, one login

### Invoicing

#### Free invoicing for events, programs, and giving

- Unlimited invoices, quotes, donation receipts, and payment links — no monthly fee
- Draft and send from Claude, ChatGPT, or Cursor via MCP
- Card + ACH payment links on every invoice (Stripe, ~3% + $0.30)
- Auto-reconciled to the right fund when payment lands
- Branded donation pages with QR codes for bulletins and events
- Works on top of whichever bank your church already uses

### Accounting

#### Books that keep themselves current

- Real double-entry accounting — correct, immutable, audit-grade
- Statement of Activities, Statement of Financial Position, and Net Assets
- Auto-categorization that keeps your books up to date
- Connect external accounts for a complete picture
- Export to QuickBooks, Xero, or CSV for audits
- Track tithes, the building fund, and ministries as separate funds in the books

### Connected Banking

#### A church bank account that lives in your books

- Free church checking — no monthly fee
- FDIC insured up to $3M via i3 Bank + program-bank network
- 1.75% APY on tithes, reserves, and the building fund
- Free domestic ACH and wires for missions and vendors
- Deposits auto-reconcile to the right fund the moment they clear
- Or connect your existing bank via Plaid — either way, everything writes to the same books

## Trusted by churches everywhere

200+

Churches on Holdings

$0

Invoicing, no monthly fee

$25/mo

Full church accounting

## Frequently asked questions

**Is Holdings designed for churches specifically?**  
Holdings works for any organization, and our fund-tracking accounting is ideal for churches that need to keep tithes, building funds, missions, and ministry budgets each tracked separately inside the books.

**I'm a bivocational pastor — I don't have time for bookkeeping. How much work is this?**  
Very little, by design. With accounting software enabled, transactions categorize themselves as they come in and your books stay current, so most weeks need a few minutes of review, not an evening. You didn't get into ministry to do bookkeeping — so Holdings does most of it for you.

**Can we organize designated gifts and building funds?**  
Yes. Every designated gift, building fund contribution, and mission offering can be coded to its own fund inside the books, so each stays tracked with a clear balance on your Statement of Activities — no spreadsheet workarounds.

**Can our CPA work with the books for the annual audit?**  
Yes. Your accounting software keeps real double-entry books with nonprofit statements, and you can export to QuickBooks, Xero, or CSV so your CPA has everything they need.