# One product. One add-on.

Invoicing is free — no monthly fee. Accounting add-on when you want it: $25/mo, 30-day trial.

Monthly | Annual (save 20%)

### Invoicing + banking

No monthly fee.

**$0**

Unlimited invoicing, quotes, payment links, and QR codes. Direct any AI (Claude, ChatGPT, Cursor) via MCP. Visa debit and sub-accounts included. No credit card to start.

- Unlimited invoicing + quotes
- Payment links + QR codes (3% + $0.30 per card charge)
- Direct Claude, ChatGPT, or Cursor via MCP
- Visa debit card + sub-accounts
- Earn interest on your balance
- 48+ free business tools

Card processing is Stripe's standard rate — Holdings doesn't mark it up.

### Accounting add-on

**$25/mo (or $240/yr annually)**

Full double-entry accounting on top of your invoicing. Every payment reconciled the moment it clears. 30-day free trial.

Everything in Invoicing, plus:

- Full double-entry accounting
- Auto-categorization + custom rules
- P&L, balance sheet, general ledger
- Bank reconciliation (via Plaid, any bank)
- Recurring invoices + auto-reminders
- Custom branding (no “Powered by Holdings” mark)
- Nonprofit fund accounting at the same price

30-day free trial. Cancel anytime; your data + free plan carry forward.

## Fund accounting at the same $25/mo.

Purpose-built for 501(c)(3)s: restricted-fund tracking, grant tracking, and board-ready reports. Verified nonprofits also get a free public profile, verified badge, and directory listing.

## Straight answers.

### Is invoicing really no monthly fee?

Yes. $0/mo, no credit card required to start. Unlimited invoicing, quotes, payment links, MCP access, and 48+ free tools included. You only pay when a client actually pays you — 3% + $0.30 per card charge, which is Stripe's standard rate.

### What does the accounting add-on include?

Full double-entry accounting, auto-categorization with custom rules, P&L + balance sheet + general ledger reports, and bank reconciliation via Plaid — plus recurring invoices, auto-reminders, and your own branding on invoices (the “Powered by Holdings” mark comes off). $25/mo, or $240/yr if billed annually (save 20%).

### Is there a free trial of the accounting add-on?

Yes — every new accounting subscription starts with a 30-day free trial of the full plan. After that it's $25/mo, or $240/yr annually. The invoicing plan is separate and stays free, so there's nothing to lose either way.

### Is there special pricing for nonprofits?

Nonprofits get purpose-built Fund Accounting at the same $25/mo ($240/yr billed annually) — restricted fund tracking, grant tracking, and board-ready reports. Verified 501(c)(3)s also get a free public profile, verified badge, and directory listing.

### Do I need a Holdings bank account to use the accounting?

No. Holdings accounting connects to your existing bank via Plaid. Your invoicing, payments, and books work regardless of who you bank with.

### Is my money safe?

Yes. Deposits are held at i3 Bank, Member FDIC, insured up to $3M via program banks. SOC 1 Type II certified, PCI DSS compliant, 256-bit AES encryption.

### Can I switch plans or cancel?

Anytime. Upgrade, downgrade, or cancel in one click. Your data carries forward, and the invoicing plan stays.