# Holdings for Contractors

## Quote the job. Do the work. Get paid. Holdings handles the rest.

Free business checking at 1.75% APY. Professional quotes that convert to invoices in one click. Payment links so clients pay by card. Add accounting ($25/mo) and your books track themselves.

Built for independent contractors and small construction businesses.

## Available Balance

- **Total:** $48,250.00
- **Invoices Paid This Week:** +3  
- **Operating:** $31,400.00  
- **Tax Reserve:** $11,850.00  
- **Profit:** $5,000.00  
- **Free Invoicing:** Yes  
- **Accounting:** $25/mo

## Great contractors get paid late. It's not your work — it's the billing.

You finished the job. It looks great. Now you've got an invoice in Word, a check request sitting on someone's desk, and a 45-day wait ahead of you. Not because the client doesn't want to pay — because there's no frictionless way for them to do it.

Holdings puts a payment link on every invoice. Client clicks. Pays by card. Money moves in 24 hours.

## The financial tools your business actually needs.

### Quotes that win jobs

Send a professional branded quote — scope, labor, materials, timeline, payment schedule. Looks like it came from a company 10x your size.

### Quote → invoice in one click

Client approves? Convert to invoice instantly. Line items carry over. Invoice number assigned. Payment link attached. Send it before you've left the driveway.

### Payment links on every invoice

Client pays by card — deposit, progress payment, or final balance. Funds in your Holdings account in 1–2 business days. 3% + $0.30. No monthly fee.

### Free business checking

A real business account, zero fees, 1.75% APY. Sub-accounts to separate project funds, materials budgets, or tax set-asides.

### Bookkeeping that tracks itself

Revenue logs automatically when clients pay. Job by job, month by month. P&L always current — no spreadsheet maintenance.

## Built for every kind of contractor.

- Construction invoicing  
- Landscaping & lawn care  
- Cleaning services  
- Photographers  
- Freelancers & independent pros

## Frequently asked questions

- Does Holdings support AIA billing or retainage?  
- Can I create separate accounts for different projects?  
- What about 1099s for subcontractors I hire?

## You build things. Holdings handles the money side.

## What Our Customers Say

Your well-designed mobile app allows for easy navigation and information input made the process much smoother. Clear instructions and guidance was a plus.

— Verified Trustpilot Review

May 2025

It was very easy to open an account. The steps were easy.

— Verified Trustpilot Review

Apr 2025

We've been using Holdings to save our LLCs extra cash and earn interest for about a year now. Everything has been great including the customer service.

— Paul

Nov 2024

### Never miss a quarterly payment again

The Contractor's Tax Prep Kit — 1099 filing, quarterly payment calendar, deductions list, and effective tax rate calculator.

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